Dental Insurance

Fortunately, in these times, a lot of patients have dental insurance. Insurance is, on the face of it, a good thing. It minimizes out-of-pocket expenses for treatment and encourages people to keep up with the care they need. But most dental plans do not pay 100%. There simply is no perfect insurance plan. Part of […]

I’m sure you’ve noticed that you and your child are two distinct people with entirely different needs, including dental health needs. When employers label children as dependents, however, they often see them as extensions of their parents. That means when it comes to awarding family dental benefits, you must be on the same policy. It’s […]

What is an office visit co-payment and co-insurance? An office visit co-payment is a fixed dollar amount or a percentage that you pay for each dentist visit or for each dental service provided. For example, with some plans you may pay a fixed amount such as $5 or $10 per visit. Other plans will charge […]

Yearly Maximums. Dental insurance plans put a maximum on the amount of money they’re willing to pay for your dental coverage. Maximums vary from one company or policy to the next, but typically fall around $1000. Sounds like a lot of money, doesn’t it? Insurance companies consider this amount to be a good investment. Allowing […]

DENTAL PPO PROGRAM A dental PPO – preferred provider organization – is a individual dental insurance plan that uses a network of contracted dentists to provide a better value. Like a medical PPO, the dentists on the dental PPO network have agreed to a discount dental plan set of fees that have been established to […]

What is the best and most affordable family dental insurance plan for me? Finding a dentist and an affordable dental plan can be a confusing experience. Although there is no one “best” affordable dental plan, there are some plans that will be better than others for you and your family’s dental insurance plan needs. We […]

“Managed” dental care is a great idea. However, many dentists strongly feel that it should be “managed” by their patients, for their benefit – instead of by a dental insurance company for its benefit. If you are covered by a dental insurance plan, and if your employer offers you a range of different programs, the […]

You’ve heard time and again that dental insurance can protect you and your family from dental and financial catastrophe. Even cheap insurance with minimal coverage will most likely save you big bucks over the course of your lifetime. A quick Web search will show that insurance is big business, and your options are becoming more […]